Legal Insights

Dealing with a property insurance company can be difficult. It's stressful when your claim is denied, delayed, or underpaid. You expect help but, instead, you find yourself facing seemingly endless problems. If your insurance company is not treating you fairly, they may be acting in bad faith und...

Some insurance companies are organized, diligent, and aware of their obligations under Rhode Island law. Others are… not. If you've experienced property damage and are filing a claim with your insurance company in Rhode Island, it's important to be aware of the deadlines and requirements imposed ...

You've experienced a loss at your property. Your insurance company sends you their estimate of the damage, but it has two different amounts – one significantly less than the other. When this happens, it's likely that your insurance company held back “depreciation” funds. Why? In this article, I'l...

Life is unpredictable. In one moment, you're driving carefully while commuting to work. You're thinking about your daily checklist, what needs to get done today, what's for dinner tonight, and who you'll see on Friday night. In the next moment, your vehicle is on the side of the road, the airbag ...

After a loss to your home or commercial property, you submit a claim to your insurance company, expecting them to take care of everything. Then, they request an examination under oath (EUO) or recorded statement. Does your insurance company think you're lying? Why do they want you to make a sworn...

A shingle is blown off your roof during a storm, causing water intrusion into your home. A pipe bursts, flooding your bathroom. A fire destroys your small business's office. In these scenarios, and in many others, you expect your insurance company to diligently respond to the claim and provide co...